Naigaga, Sharon. Managerial competence, credit risk management and perceived financia l sustainability of Saccos in uganda : a case of Saccos in Kampala / Sharon Naigaga. - Kampala, 2016. - xi, 38 p : ill ; 30 cm. Unpublished thesis (MSc. ACC &FIN)- Makerere University, 2016 Includes bibliographical references. Subjects--Topical Terms: Savings and loan associations--Uganda. Dewey Class. No.: 332.32